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Terms & Conditions

Effective Date: January 19,2026

Welcome to TeresaMarieOnline.com (“Website,” “we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the Website.

Use of the Website

This Website is intended for individuals who are at least 18 years old. By using this Website, you represent that you are legally capable of entering into a binding agreement.

You agree to use this Website for lawful purposes only and in a way that does not infringe the rights of others or restrict their use and enjoyment of the Website.

Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, logos, videos, downloads, digital products, courses, designs, and branding, is the property of TeresaMarieOnline.com and is protected by copyright, trademark, and intellectual property laws.

You may not:

  • Copy, reproduce, distribute, sell, or exploit any content without written permission

  • Share purchased digital products or course materials

  • Claim any content as your own

Limited personal, non-commercial use is permitted unless otherwise stated.

Digital Products, Courses & Downloads

All digital products, courses, PDFs, templates, ebooks, and downloadable materials are for personal use only unless explicitly stated otherwise.

Due to the nature of digital products:

  • All sales are final

  • No refunds or exchanges are provided unless required by law

By purchasing, you acknowledge that you receive immediate access to digital content.

No Guarantees or Earnings Disclaimer

TeresaMarieOnline.com provides educational and informational content related to careers, online income, and personal development.

We do not guarantee:

  • Specific income results

  • Job placement

  • Financial success

  • Business growth outcomes

Results vary based on individual effort, experience, skills, and external factors. You are solely responsible for your actions and results.

Employment & Career Disclaimer

Any job listings, career guidance, or employment-related information provided on this Website are for educational purposes only and do not constitute legal, financial, or professional career advice. TeresaMarieOnline.com does not guarantee job placement, hiring outcomes, income levels, or employment success.

Affiliate Disclosure

This Website may include affiliate links. This means we may earn a commission at no additional cost to you if you click a link and make a purchase.

We only recommend products or services we believe may be valuable to our audience; however, we are not responsible for third-party products, services, or policies.

User Submissions & Comments

If you submit comments, testimonials, reviews, or other content:

  • You grant us permission to use, display, and share this content for marketing or educational purposes

  • You confirm your submission does not violate any laws or third-party rights

We reserve the right to remove content deemed inappropriate, offensive, or spam.

Limitation of Liability

To the fullest extent permitted by law, TeresaMarieOnline.com shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Use or inability to use the Website

  • Errors or omissions in content

  • Purchases or reliance on information provided

Use of this Website is at your own risk.

Indemnification

You agree to indemnify and hold harmless TeresaMarieOnline.com from any claims, damages, losses, liabilities, or expenses arising from:

  • Your use of the Website

  • Violation of these Terms

  • Infringement of third-party rights

Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of external sites. Access them at your own discretion.

Termination

We reserve the right to terminate or restrict access to the Website at any time, without notice, if you violate these Terms & Conditions.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms & Conditions at any time. Changes will be effective immediately upon posting. Continued use of the Website constitutes acceptance of the updated terms.

Contact Information

If you have questions regarding these Terms & Conditions, please contact us at:

Email:contact@teresamarieonline.com
Website: https://www.teresamarieonline.com